🎙️✨ Unlocking Military Tax Secrets: Exclusive Interview with a CPA Specialist! ✨🎙️ Hey #MilitaryFam! 🇺🇸💙 Exciting news! Just wrapped up an eye-opening interview with a brilliant CPA specializing in military taxes, and trust me, you don't want to miss this! 🔍 Discover Tax Maximization Strategies: From navigating investment properties to utilizing the Augustine Rule, hiring your kids, and beyond—our conversation is packed with insights on how you can make the most out of your taxes for optimal returns. 💡 Learn the Augustine Rule: Ever wondered how the Augustine Rule could benefit you? We've got the lowdown, breaking it down into actionable steps to boost your financial game. 🏡 Investment Property Tips: Whether you're a seasoned investor or just dipping your toes into the real estate world, our CPA spills the beans on tax-saving tips for military personnel. 👨‍👩‍👧‍👦 Family-Focused Strategies: Explore how hiring your kids can be a smart move, not just for your family but for your tax returns too. It's all about leveraging those family dynamics for financial gains! 🚀 Maximize Your Returns: This interview is your ticket to unraveling the secrets of military tax optimization. Let's make tax season work for us! Got questions or specific topics you'd like us to cover in the next interview? Drop them below! 🚀💰 #MilitaryTaxTips #FinancialFreedom #CPAInsights

Welcome to "JBLM Insights: A Spouse's Perspective," the podcast that delves into the real experiences of those stationed at Joint Base Lewis McChord. In this episode, join us for an insightful interview with a remarkable JBLM spouse who has not only been stationed here twice but has also spent her entire life in the beautiful state of Washington. Our guest shares candidly about the highs and lows of living at JBLM, providing invaluable wisdom for newcomers. From the hidden gems to areas to avoid, she gives you the inside scoop on making the most of your time in this vibrant community. Whether you're a seasoned resident or a brand-new spouse, her tips on building connections and navigating the unique aspects of JBLM life are sure to resonate. Tune in for an honest and engaging conversation that will equip you with the knowledge you need to thrive in the JBLM community. Don't miss out on the real stories that matter – subscribe to "JBLM Insights" now!

Reflecting on my personal journey, a critical revelation reshaped my mission: the understanding of VA home loan benefits for purchasing multifamily homes, a knowledge I wish I had while serving active duty. Stationed at Travis AFB in California, I ventured into homeownership with aspirations to 'house hack' and leverage rental income to cover my mortgage, diligently working alongside a real estate agent to bring this vision to life. Yet, throughout this process, the transformative advice that could have altered my financial trajectory was never imparted— the opportunity to use my VA loan benefits to acquire a multifamily property on my own. This episode from 2009 marks a period of what-if in my life, revealing a missed chance that could have significantly steered my path towards early financial independence. My enlightenment came later, transitioning into real estate, where I grasped the magnitude of VA loan benefits and the substantial impact of real estate investment for wealth generation. This realization wasn't merely a personal awakening but the foundation of my advocacy: a fervent commitment to ensure no veteran or military member misses out on leveraging their VA benefits to the fullest. Particularly for those stationed at Joint Base Lewis-McChord (JBLM), the strategy I endorse is simple yet powerful—purchase a multifamily home using a VA loan, occupy one unit, and rent out the rest. This approach not only secures housing but also facilitates income supplementation, enabling more effective savings and investment portfolio diversification. Adopting this strategy at every PCS can establish a consistent passive income stream, paving the way for a comfortable retirement. My journey, characterized by both missed opportunities and newfound purposes, fuels my dedication to empower military families through informed real estate investment choices. To all veterans and active-duty members: your VA loan is a formidable tool for building a prosperous future. My role is to guide you, ensuring you're informed, prepared, and ready to make the most of every opportunity. Let’s embark on this journey together, creating lasting wealth and security for our families through strategic real estate investments.

Join us in this eye-opening discussion with Kyle Rohrbaugh from Cross Country Mortgage as we delve into the unique and undervalued benefit of the VA home loan – multifamily purchases. From understanding the concept of house hacking to exploring the potential of acquiring multifamily properties, we leave no stone unturned. We break down the VA handbook guidelines, revealing how service members can team up to purchase up to a sixplex with a business attached. Yes, you heard that right! Discover the possibilities within reach as we navigate through the intricacies of qualifying for multifamily homes and leveraging additional units to supplement income, while still meeting the reserve requirements. Reflecting on personal experiences, we share insights on how knowing this strategy during active duty could have altered life trajectories significantly. Don’t miss out on other valuable tidbits about the VA home loan that could shape your financial future. If you're ready to explore this strategy but unsure where to begin, reach out to Kyle to start your application journey. Click the link below to apply and let him know you watched this video! Apply Now: [Kyle's Apply Now Link](https://app.crosscountrymortgage.com/#/milestones?referrerId=kyle.rohrbaugh%40myccmortgage.com) Plus, for those eager to dive deeper, grab your free multifamily with VA home loan guide by clicking the link below. Get My Guide Now: [Free Multifamily with VA Home Loan Guide](https://stan.store/MoveToJBLM/p/get-my-guide-now-7gr5v) Start building generational wealth today with VA home loans, first-time homebuyers, and investors alike. Whether you're stationed at JBLM or considering a move, this is your ultimate resource for real estate success. Don't wait – take the first step towards financial freedom now! VA GUIDELINES FROM HANDBOOK: -Analysis of Multi-Unit Property Securing the VA loan (Veteran will occupy one unit as his/her residence) Include the prospective rental income in effective income only if: · the borrower has a reasonable likelihood of success as a landlord, and · cash reserves totaling at least 6 months mortgage payments (PITI). If each unit is separate and not under one mortgage, 6 months PITI must be verified for each separate unit. Equity in the property cannot be used as reserves to meet PITI requirements. This must be the borrower’s own funds, not a gift. Cash proceeds from a VA regular “Cash-Out” refinance cannot be counted as the required PITI on a rental property. The reserve funds must be in the borrower’s account before the new VA loan closes. The amount of rental income to include in effective income is based on 75 percent of the amount indicated on the lease or rental agreement unless a greater percentage can be documented (existing property). The amount of rental income to include in effective income is based on 75 percent of the amount indicated on the appraiser’s opinion of the property’s fair monthly rental (proposed construction). -If a property is to be owned by two or more eligible veterans, it may consist of four family units and one business unit, plus one additional unit for each veteran participating in the ownership. Thus, two veterans may purchase or construct residential property consisting of up to six family units (the basic four units plus one unit for each of the two veterans), and one business unit. If the property contains more than four family units plus one family unit for each veteran participating in the ownership and/or more than one business unit, the loan is not eligible for guaranty. Whitney Lumsden Air Force Veteran Mosaic Real Estate Whitney@mosaicrealestate.com IG: Move.to.JBLM

Welcome to my new series, "5 Places I'd Move If I Was PCSing to JBLM"! I'm Whitney Lumsden, an Air Force Veteran and relocation real estate specialist with a passion for helping military families transition smoothly to the Joint Base Lewis-McChord (JBLM) area. In this video, I’ll walk you through my top neighborhood picks in Tacoma, WA — perfect for those PCSing to JBLM. Check out why these areas are ideal for military families, with insights into the best places to live, eat, and enjoy life in Tacoma! As a VA Home Loan expert, I specialize in guiding remote home buyers through the process, ensuring you find the perfect home—even if you can’t visit in person. No matter the type of loan you’re using, I’m here to help you make a smooth move to your new home! 📧 whitney@mosaicrealestate.com 📞 (253) 720-7766 IG: @whitneylumsden_Realtor Whitney Lumsden, Mosaic Real Estate and Air Force Veteran

Hey, I’m Whitney Lumsden, Air Force Veteran and relocation real estate specialist, and in today’s video, I’m taking you on a unique tour of two quintessential JBLM experiences—beer and guns! If you're PCSing to Joint Base Lewis McChord, or just curious about the local scene, this is for you. Whether you're checking out the best spots to enjoy a cold brew or getting to know the local shooting ranges and gun shops, this video has it all. From the best local breweries serving up craft beers to the top spots for target practice, this video has all the info you need to dive into the true Tacoma lifestyle. Whether you're a fan of a smooth IPA or prefer hitting the range, there’s something here for everyone. As always, I’m also your go-to for all things relocation and VA Home Loans—whether you’re buying a home remotely or want personalized help finding your dream home near JBLM. Check out my guides to the area and process HERE: whitneylumsdenrealtor.com/general-1 📧 whitney@mosaicrealestate.com 📞 (253) 720-7766 IG: @whitneylumsden_Realtor Gun Shops: WGS Guns Bull's Eye Indoor Range Federal Way Discount Guns Local Breweries: Narrows Brewing 7 Seas Odd Otter Whitney Lumsden, Mosaic Real Estate and Air Force Veteran

Hey, I’m Whitney Lumsden, Air Force Veteran and relocation real estate specialist, here to help you dive into Tacoma’s best spots to make friends and feel at home! In today’s video, I’ll show you some welcoming hangouts, from local coffee gems like Beware, Ebony & Ivory, Valhalla Coffee, and Curran Coffee, to the adventurous Edgeworks Climbing Gym, where you’re bound to meet others ready for a challenge. We’ll also check out Tacoma’s dog parks for the pet lovers, along with book clubs and classes at Tacoma Community College that make it easy to connect with like-minded locals. If you're PCSing to JBLM or just settling into Tacoma, this guide has everything you need to start making connections. And as always, I’m here for all your relocation and VA Home Loan questions! Check out my guides HERE: whitneylumsdenrealtor.com/general-1 📧 whitney@mosaicrealestate.com 📞 (253) 720-7766 IG: @whitneylumsden_Realtor Whitney Lumsden, Mosaic Real Estate and Air Force Veteran